1 in 10 Oregon Drivers is Uninsured
May 31, 2015
About 10 percent of all motorists in the state of Oregon have no auto insurance coverage, according to data from the Insurance Research Council. What may be more shocking than this is the fact that, on a national level, about 1 out of every 7 drivers has no auto insurance.
Although, by law, drivers have to have auto insurance coverage, there are various reasons people seem to be shirking this responsibility, with one of the most prominent being that they simply cannot afford it. In fact, some researchers have found that trends in uninsured motorists and unemployment rates track fairly closely with each other.
Commenting on this topic, Loretta Worters, VP of the Insurance Information Institute, has stated:
Laws in most states have proven ineffective in reducing the numbers of drivers who are uninsured… Some drivers can’t afford insurance, and some drivers with surcharges for accidents or serious traffic violations don’t want to pay the high premiums that result from a poor driving record. It is costly to track down violators of compulsory insurance laws, and unless the odds of getting caught are high and the penalties severe, drivers will continue to flout the law.
Car Accidents Involving Uninsured Motorists: Options for Financial Recovery
Given the high rate of uninsured motorists on the roads, it’s important for insured drivers to understand that, if they are ever in an auto collision with an uninsured driver (or an underinsured driver or even a motorist that flees the scene of an accident):
- They can still be entitled to compensation.
- They may be able to seek financial recovery from their own insurance providers.
In fact, when people have uninsured/underinsured motorist coverage, they can generally obtain compensation for their accident-related injuries and damages from their own insurance companies.
A Note about Dealing with Insurers
It’s important to point out that, even if you have uninsured/underinsured motorist coverage, there may still be challenges to getting compensation via these claims, as insurance companies:
- Are not on drivers’ sides
- Are, instead, usually only looking out for their own profits and interests
- Can be inclined to undervalue or even deny valid claims.
In such cases, it will be critical that you have an experienced attorney like Linda Weimar on your side to help you stand up to insurers and make sure they pay you the full amount of compensation to which you are entitled.
Beaverton Car Accident Lawyer at the Weimar Law Offices
Have you been hit by an uninsured or underinsured motorists (or by any negligent driver)? If so, Beaverton Car Accident Lawyer Linda Weimar is ready to aggressively advocate your rights both inside and outside of the courtroom. Since 1997, Attorney Linda Weimar has been dedicated to providing the highest quality legal services to injured people, and she is ready to put her experience, skills and resources to work helping you get the justice and compensation you deserve.
To get professional legal advice during a free initial consult, call us at (503) 640-5000 or email us using the Contact form on this page.
From our offices in Beaverton, Attorney Linda Weimar represents people with various types of personal injury claims throughout Washington County, including in West Side and Hillsboro.
Categories: Car Accidents